You have chosen the Hermit and the 4 of Pentacles. This is a time of consolidation. It is all about your possessions and your material success. It is time to hold your money and to sort out down to the last detail where money is going. This may feel slightly different for you but you really must keep an eye on your spending. Money must be organised and diligently accounted for. You are someone who has a lot of experience and some would call you wise. It is an important time for you to show that you are capable, practical and treat this situation in a matter of fact way. You must let go of all the material situations that have caused you to have to work out exactly where your finances have been going where you must go through your statements and accounts and make sure you are fully aware of what is necessary. It is about being organised and accurate. Perhaps you need to adopt a little bit more of a down to earth attitude especially when it comes to your finances. You must gain an understanding as to why you find yourself in these circumstances right now. That means that you need to take some time away and to look at things in solitude while you work out exactly where your money needs to go. Perhaps you've been paying far too much attention to the materialistic pleasures of life. It's time to adopt a humble approach and go for the simple pleasures that are free. It's no good getting into a rut. It is simply a question of being responsible and reliable and showing that you can carry out your duties and obligations to the people that you feel it is necessary to do so but at the same time don't forget to have some fun. It is time to take a lesson in risks and realise that cutting corners and being extravagant has not been the answer. Organisation is paramount and you're likely now to become practical and in control of your finances.